What Financing Options Does VitalO2Wellness.com Offer?
If you're considering purchasing a hyperbaric chamber, PEMF system, or red-light therapy device, but don’t have the full funds upfront, we offer some of the best financing programs in the health and wellness industry.
VitalO2Wellness.com has partnered with PayPal and Klarna to give you flexible, fast, and secure financing options that help make your purchase more affordable.
You’ll be asked to complete a short credit application. Approval is based on your creditworthiness and is determined solely by the lender—VitalO2Wellness.com does not influence financing decisions.
✅ Most customers receive a financing decision within seconds, and once approved, your order ships directly to your door within 3–10 business days.
What Types of Financing Options Does Klarna Offer?
Klarna gives you three flexible payment methods:
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Flexible Month-to-Month:
A revolving credit line with no fixed end date—like a traditional credit card. You only need to make the minimum monthly payment, or pay more if you choose. -
Planned Payments:
A promotional offer with a fixed monthly payment and reduced APR for eligible purchases. Great for budgeting and predictable monthly costs. -
No Interest If Paid in Full:
Interest is deferred for a promotional period. If you pay the full balance before the promo ends, no interest is charged. Minimum monthly payments are still required.
How to Apply
Just select Klarna or PayPal as your payment method at checkout to see your options and get an instant decision.
How to apply for Klarna financing?
1. On product page select Add to Cart.
2. On shopping cart page select Secure Checkout.
3. Fill out form with your personal information.
4. Select Continue to shipping method.
5. Select your preferred Shipping method.
6. Select Continue to payment method
7. Select Slice it. Pay over time with Klarna.
8. Select Complete Order.
9. Select preferred monthly payment options that are available. (Please note that monthly payment options are dependent on your cart balance and what Klarna decides to offer, we cannot change the financing options)
Examples
or
10. Click Place Order.
11. Fill out form.
12. Click Continue.
13. Know instantly if you are approved for financing with Klarna.
14. Receive a confirmation email outlining your purchase, due date(s), and other useful information once your product ships out.
15. Contact Klarna customer service at any time with questions about your purchase, or head to our Customer Service FAQs.
16. Contact support@vitalo2wellness.com or call us at (800) 290-8659 if you have any questions. We are happy to help! :)
What Types of Financing Options Does PayPal Offer?
The world-renowned, trusted leader in secure online payments, PayPal, has partnered with VitalO2Wellness to offer customers an exclusive deal on any health and wellness product over $99:
NO INTEREST if paid in full within 6 months!
PayPal Credit is a reusable credit line available on purchases at thousands of online retailers that accept PayPal. It's also valid for purchases on eBay and many other major platforms. It provides the same security, speed, and flexibility you expect from PayPal.
To apply for PayPal Credit, you’ll need a PayPal account. Don’t have one yet? Follow this guide:
👉 How To Set Up A PayPal Account (WikiHow)
Note: PayPal Credit is subject to approval by Comenity Capital Bank and is available to U.S. customers of legal age in their state. Promotional offers may not be available for purchases made on mobile devices.
Once approved, you can use your PayPal Credit line to finance any qualifying VitalO2Wellness product, and enjoy six months of interest-free payments—as long as the balance is paid in full within that time.
Have questions? Contact us anytime at support@vitalo2wellness.com or (800) 290‑8659.
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How Do I Apply for Paypal Financing?
(Please read the entirety of the instructions before you email or call. The next step may answer the question you have about the steps before it.)
1. Choose the product you want to purchase.
2. Click the ADD TO CART button on the product page:
3. Click the CHECKOUT button:
4. Fill in your information:
5. Click the CONTINUE TO SHIPPING METHOD button:
6. Choose your shipping method.
7. Click the CONTINUE TO PAYMENT METHOD button:
8. Choose PAYPAL option:
9. Click the COMPLETE ORDER button:
10. A pop will be displayed on the screen that will redirect you to PayPal, if you have a pop-up blocker make sure to disable it. You will need to sign into Paypal if you haven't. If you don't have a PayPal account you will need to create one.
If you don't know how to create one check out this wikihow article. How To Set Up A Paypal Account.
11. Click APPLY NOW button: (hover your mouse over Apply Now)
12. You will be prompted to fill in your information:
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Billing & shipping address
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Your date of birth
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Last 4 digits of your social security
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Phone number
13. Click NEXT
14. Read PayPal's Credit Terms & Conditions:
15. Click AGREE AND APPLY:
16. You will receive an instant approval:
OR
17. You will receive an instant denial. VitalO2wellness has no control over the financing decision. This is solely the lender's decision based on your creditworthiness.